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Interest Rates

Interest Rates are effective as of 12 / 28 / 2018

CDs

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Account Type**Minimum InvestmentAPY*Interest Rate
7 - 31 Day Certificate$10,000.000.25%0.25%
91 Day Certificate$2,500.000.70%0.70%
182 Day Certificate$2,500.001.15%1.15%
12 Month Certificate$500.001.26%1.25%
18 Month Certificate$500.00
1.56%1.55%
24 Month Certificate$500.00
2.83%2.80%
24 Month Bump Certificate
$500.00
2.68%
2.65%
30 Month Certificate$500.00
2.57%2.55%
36 Month Certificate$500.003.03%3.00%
48 Month Certificate
$500.00
3.24%
3.20%
60 Month Certificate
$500.00
3.44%
3.40%




*Annual Percentage Yield 

**A withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. 

** Click for additional terms and disclosures that apply to these accounts.


IRAs

Account Type**
APY*Interest Rate
7 - 31 Day Fixed Rate
0.25%0.25%
91 Day Fixed Rate
0.70%0.70%
182 Day Fixed Rate

1.15%1.15%
12 Month Fixed Rate

1.26%1.25%
15 Month Fixed Rate

1.61%1.60%
18 Month Variable Rate
0.85%0.85%
18 Month Fixed Rate
1.56%1.55%
24 Month Fixed Rate
2.83%2.80%
24 Month Bump Rate

2.68%
2.65%
30 Month Fixed Rate
2.57%2.55%
36 Month Fixed Rate
3.03%3.00%
48 Month Fixed Rate
3.24%3.20%
60 Month Fixed Rate

3.44%
3.40%

*Annual Percentage Yield 

**A withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. 

** Click for additional terms and disclosures that apply to these accounts.


Personal Checking & Savings

Account Type**
APY*Interest Rate
Interest Checking
0.15%0.15%
Money Market Account
0.25%0.25%
Regular Savings
0.25%0.25%
All-Star Savings
0.25%0.25%
Christmas Club
0.18%0.18%

*Annual Percentage Yield

** Click for additional terms and disclosures that apply to checking accounts.

** Click ( Money Market Account , Regular Savings , All-Star Savings , Christmas Club ) for additional terms and disclosures that apply to savings accounts.


Business Checking & Savings

Account Type**
APY*Interest Rate
Business Interest Bearing Account
0.15%0.15%
Business Money Market Account
0.25%0.25%
Business Savings
0.25%0.25%
*Annual Percentage Yield
** Click for additional terms and disclosures that apply to business checking.

** Click ( Business Money Market , Business Savings ) for additional terms and disclosures that apply to business savings.