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Interest Rates

Interest Rates are effective as of 3 / 26 / 2019

CDs

Scroll to the left to view the rest of the table.
Account Type** Minimum Investment APY* Interest Rate
7 - 31 Day Certificate $10,000.00 0.25% 0.25%
91 Day Certificate $2,500.00 0.70% 0.70%
182 Day Certificate $2,500.00 1.15% 1.15%
12 Month Certificate $500.00 1.26% 1.25%
18 Month Certificate $500.00
1.56% 1.55%
24 Month Certificate $500.00
2.83% 2.80%
24 Month Bump Certificate
$500.00
2.68%
2.65%
30 Month Certificate $500.00
2.12% 2.10%
36 Month Certificate $500.00 2.32% 2.30%
48 Month Certificate
$500.00
2.52%
2.50%
60 Month Certificate
$500.00
2.78%
2.75%




*Annual Percentage Yield 

**A withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. 

** Click for additional terms and disclosures that apply to these accounts.


IRAs

Account Type**
APY* Interest Rate
7 - 31 Day Fixed Rate
0.25% 0.25%
91 Day Fixed Rate
0.70% 0.70%
182 Day Fixed Rate

1.15% 1.15%
12 Month Fixed Rate

1.26% 1.25%
15 Month Fixed Rate

1.61% 1.60%
18 Month Variable Rate
0.85% 0.85%
18 Month Fixed Rate
1.56% 1.55%
24 Month Fixed Rate
2.83% 2.80%
24 Month Bump Rate

2.68%
2.65%
30 Month Fixed Rate
2.12% 2.10%
36 Month Fixed Rate
2.32% 2.30%
48 Month Fixed Rate
2.52% 2.50%
60 Month Fixed Rate

2.78%
2.75%

*Annual Percentage Yield 

**A withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. 

** Click for additional terms and disclosures that apply to these accounts.


Personal Checking & Savings

Account Type**
APY* Interest Rate
Interest Checking
0.15% 0.15%
Money Market Account
0.25% 0.25%
Regular Savings
0.25% 0.25%
All-Star Savings
0.25% 0.25%
Christmas Club
0.18% 0.18%

*Annual Percentage Yield

** Click for additional terms and disclosures that apply to checking accounts.

** Click ( Money Market Account , Regular Savings , All-Star Savings , Christmas Club ) for additional terms and disclosures that apply to savings accounts.


Business Checking & Savings

Account Type**
APY* Interest Rate
Business Interest Bearing Account
0.15% 0.15%
Business Money Market Account
0.25% 0.25%
Business Savings
0.25% 0.25%
*Annual Percentage Yield
** Click for additional terms and disclosures that apply to business checking.

** Click ( Business Money Market , Business Savings ) for additional terms and disclosures that apply to business savings.