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Interest Rates

Interest Rates are effective as of 4 / 4 / 2018

CDs

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Account Type**Minimum InvestmentAPY*Interest Rate
7 - 31 Day Certificate$10,000.000.10%0.10%
91 Day Certificate$2,500.000.45%0.45%
182 Day Certificate$2,500.000.75%0.75%
12 Month Certificate$500.001.15%1.15%
18 Month Certificate$500.00
1.46%1.45%
24 Month Certificate$500.00
2.02%2.00%
24 Month Bump Certificate
$500.00
1.86%
1.85%
30 Month Certificate$500.00
1.81%1.80%
36 Month Certificate$500.002.26%2.24%
48 Month Certificate
$500.00
2.56%
2.54%
60 Month Certificate
$500.00
2.86%
2.83%




*Annual Percentage Yield 

**A withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. 

** Click for additional terms and disclosures that apply to these accounts.


IRAs

Account Type**
APY*Interest Rate
7 - 31 Day Fixed Rate
0.10%0.10%
91 Day Fixed Rate
0.45%0.45%
182 Day Fixed Rate

0.75%0.75%
12 Month Fixed Rate

1.15%1.15%
15 Month Fixed Rate

1.21%1.20%
18 Month Variable Rate
0.45%0.45%
18 Month Fixed Rate
1.46%1.45%
24 Month Fixed Rate
2.02%2.00%
24 Month Bump Rate

1.86%
1.85%
30 Month Fixed Rate
1.81%1.80%
36 Month Fixed Rate
2.26%2.24%
48 Month Fixed Rate
2.56%2.54%
60 Month Fixed Rate

2.86%
2.83%

*Annual Percentage Yield 

**A withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. 

** Click for additional terms and disclosures that apply to these accounts.


Personal Checking & Savings

Account Type**
APY*Interest Rate
Interest Checking
0.10%0.10%
Money Market Account
0.18%0.18%
Regular Savings
0.15%0.15%
All-Star Savings
0.15%0.15%
Christmas Club
0.18%0.18%

*Annual Percentage Yield

** Click for additional terms and disclosures that apply to checking accounts.

** Click ( Money Market Account , Regular Savings , All-Star Savings , Christmas Club ) for additional terms and disclosures that apply to savings accounts.


Business Checking & Savings

Account Type**
APY*Interest Rate
Business Interest Bearing Account
0.10%0.10%
Business Money Market Account
0.18%0.18%
Business Savings
0.15%0.15%
*Annual Percentage Yield
** Click for additional terms and disclosures that apply to business checking.

** Click ( Business Money Market , Business Savings ) for additional terms and disclosures that apply to business savings.