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Interest Rates

Interest Rates are effective as of 1 / 2 / 2018

CDs

Scroll to the left to view the rest of the table.
Account Type** Minimum Investment APY* Interest Rate
7 - 31 Day Certificate $10,000.00 0.10% 0.10%
91 Day Certificate $2,500.00 0.45% 0.45%
182 Day Certificate $2,500.00 0.65% 0.65%
12 Month Certificate $500.00 0.80% 0.80%
18 Month Certificate $500.00
1.10% 1.10%
24 Month Certificate $500.00
1.41% 1.40%
30 Month Certificate $500.00
1.56% 1.55%
36 Month Certificate $500.00
1.61% 1.60%

*Annual Percentage Yield 

**A withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. 

** Click for additional terms and disclosures that apply to these accounts.


IRAs

Account Type**
APY* Interest Rate
7 - 31 Day Fixed Rate
0.10% 0.10%
91 Day Fixed Rate
0.45% 0.45%
182 Day Fixed Rate

0.65% 0.65%
12 Month Fixed Rate

0.80% 0.80%
15 Month Fixed Rate

0.95% 0.95%
18 Month Variable Rate
0.45% 0.45%
18 Month Fixed Rate
1.10% 1.10%
24 Month Fixed Rate
1.41% 1.40%
30 Month Fixed Rate
1.56% 1.55%
36 Month Fixed Rate
1.61% 1.60%
48 Month Fixed Rate
1.61% 1.60%

*Annual Percentage Yield 

**A withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. 

** Click for additional terms and disclosures that apply to these accounts.


Personal Checking & Savings

Account Type**
APY* Interest Rate
Interest Checking
0.10% 0.10%
Money Market Account
0.18% 0.18%
Regular Savings
0.15% 0.15%
All-Star Savings
0.15% 0.15%
Christmas Club
0.18% 0.18%

*Annual Percentage Yield

** Click for additional terms and disclosures that apply to checking accounts.

** Click ( Money Market Account , Regular Savings , All-Star Savings , Christmas Club ) for additional terms and disclosures that apply to savings accounts.


Business Checking & Savings

Account Type**
APY* Interest Rate
Business Interest Bearing Account
0.10% 0.10%
Business Money Market Account
0.18% 0.18%
Business Savings
0.15% 0.15%
*Annual Percentage Yield
** Click for additional terms and disclosures that apply to business checking.

** Click ( Business Money Market , Business Savings ) for additional terms and disclosures that apply to business savings.