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Interest Bearing Checking

This account allows you to earn interest on your checking account balance.

  • $100 minimum deposit to open
  • Earns interest (Interest is calculated on a daily balance and paid monthly)
  • Minimum monthly balance to avoid a service fee is $1,500.00
  • Service fee if balance falls below minimum balance is $5.00
  • Unlimited check writing
  • Free check imaging and a complimentary binder
  • Free accidental death and dismemberment insurance available for customers 18 or older
  • Free 24-hour on-line banking with First Net Banking
  • ATM/Debit card available
  • Convenient electronic deposit and pre-authorized payment processing
  • Automatic transfers between selected accounts
  • Overdraft protection available
  • Interest bearing

Dormant Fee – If your checking account has no activity for 180 days, the account may be subject to a $15.00 per month fee.