Interest Bearing Checking

This account allows you to earn interest on your checking account balance.

• $100 minimum deposit to open
  
• Earns interest (Interest is calculated on a daily balance and paid monthly)
  
• Minimum monthly balance to avoid a service fee is $1,500.00
  
• Service fee if balance falls below minimum balance is $5.00
  
• Unlimited check writing
  
• Free check imaging and a complimentary binder
  
• Free accidental death and dismemberment insurance available for customers 18 or older
  
• Free 24-hour on-line banking with First Net Banking
  
• ATM/Debit card available
  
• Convenient electronic deposit and pre-authorized payment processing
  
• Automatic transfers between selected accounts
  
• Overdraft protection available
  
• Interest bearing

Dormant Fee – If your checking account has no activity for 180 days, the account may be subject to a $15.00 per month fee.