First National Bank and TrustFirst National Bank and Trust

Rates

Rates are effective as of April 25, 2014

Click on the links below to find out more about our rates.
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CDs
CDs - Minimize

Account Type**  Minimum Investment  Rate  APY* 
7 - 31 Day Certificate 
10,000.00  0.10  0.10 
91 Day Certificate 
2,500.00  0.30  0.30 
182 Day Certificate 
2,500.00  0.45  0.45 
12 Month Certificate 
500.00  0.60  0.60 
18 Month Certificate 
500.00  0.75  0.75 
24 Month Certificate 
500.00  0.90  0.90 
30 Month Certificate 
500.00  1.00  1.00 
36 Month Certificate 
500.00  1.00  1.00 

*Annual Percentage Yield
**A withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal.
Click here for additional terms and disclosures that apply to these accounts.

IRAs
IRAs - Minimize

Account Type**  Rate  APY* 
7 - 31 Day Fixed Rate 
0.10  0.10 
91 Day Fixed Rate 
0.30  0.30 
182 Day Fixed Rate 
0.45  0.45 
12 Month Fixed Rate 
0.60  0.60 
15 Month Fixed Rate 
0.75  0.75 
18 Month Variable Rate 
0.30  0.30 
18 Month Fixed Rate 
0.75  0.75 
24 Month Fixed Rate 
0.90  0.90 
30 Month Fixed Rate 
1.00  1.00 
36 Month Fixed Rate 
1.00  1.00 
48 Month Fixed Rate 
1.00  1.00 

*Annual Percentage Yield
**A withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal.
Click here for additional terms and disclosures that apply to these accounts.

Personal Checking & Savings
Personal Checking & Savings - Minimize

Account Type  Rate  APY* 
Interest Checking (NOW) 
0.10  0.10 
Money Market Account 
0.18  0.18 
Regular Savings 
0.15  0.15 
All-Star Savings 
0.15  0.15 
Christmas Club 
0.25  0.25 

*Annual Percentage Yield
Click here for additional terms and disclosures that apply to checking accounts.
Click here for additional terms and disclosures that apply to savings accounts.

Business Checking & Savings
Business Checking & Savings - Minimize

Account Type  Rate  APY* 
Business Interest Bearing Account 
0.10  0.10 
Business Money Market Account 
0.18  0.18 
Business Savings 
0.15  0.15 

*Annual Percentage Yield
Click here for additional terms and disclosures that apply to these accounts.

Click on the links above to find out more about our rates.
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