First National Bank and TrustFirst National Bank and Trust

Personal Checking

Account Type Monthly Service Fee Interest Bearing
Student / Military Checking More»
No Fees! No

Student / Military Checking
This account is for those attending school and anyone in the military.

  • Free monthly service fee
  • No minimum deposit to open
  • Free accidental death and dismemberment insurance available for customers 18 or older
  • Unlimited check writing
  • ATM/Debit card available with no First National Bank and Trust service fee
  • Free gift for students
  • Free check imaging and a complimentary binder
  • Free 24-hour on-line banking with First Net Banking
  • Free 24-hour account access with First Telebanking
  • Convenient electronic deposit and pre-authorized payment processing
  • Automatic transfers between selected accounts
  • Overdraft protection available

Dormant Fee – If your checking account has no activity for 180 days, the account may be subject to a $10.00 per month fee.

Senior Checking More»
No Fees! No

Senior Checking
If you are over 55 years of age or retired, you may really like this account.

  • Free monthly service fee
  • No minimum deposit to open
  • Unlimited check writing
  • Free accidental death and dismemberment insurance available
  • ATM/Debit card available with no First National Bank and Trust service fee
  • Free check imaging and a complimentary binder
  • Free 24-hour on-line banking with First Net Banking
  • Free 24-hour account access with First Telebanking
  • Convenient electronic deposit and pre-authorized payment processing
  • Automatic transfers between selected accounts
  • Overdraft protection available

You may be eligible to be a member of our special Diamond Passport Club.

Dormant Fee – If your checking account has no activity for 180 days, the account may be subject to a $10.00 per month fee.

Regular Checking More»
No Fees! No

Regular Checking
This traditional checking plan is a convenient way to manage your money.

  • Free monthly service fee
  • No minimum deposit to open
  • Free accidental death and dismemberment insurance available for customers 18 or older
  • Free 24-hour account access with First Telebanking
  • Free 24-hour on-line banking with First Net Banking
  • Free check imaging and a complimentary binder
  • ATM/Debit card available
  • Unlimited check writing
  • Convenient electronic deposit and pre-authorized payment processing
  • Automatic transfers between selected accounts
  • Overdraft protection available

Dormant Fee – If your checking account has no activity for 180 days, the account may be subject to a $10.00 per month fee.

Interest Checking (NOW) More»
None when minimum balance is maintained Yes

Interest Checking (NOW)
This account allows you to earn interest on your checking account balance.

  • No minimum deposit to open
  • Earns interest (Interest is calculated on a daily balance and paid monthly)
  • Minimum monthly balance to avoid a service fee is $1,500.00
  • Service fee if balance falls below minimum balance is $5.00
  • Unlimited check writing
  • Free check imaging and a complimentary binder
  • Free accidental death and dismemberment insurance available for customers 18 or older
  • Free 24-hour account access with First Telebanking
  • Free 24-hour on-line banking with First Net Banking
  • ATM/Debit card available
  • Convenient electronic deposit and pre-authorized payment processing
  • Automatic transfers between selected accounts
  • Overdraft protection available

Dormant Fee – If your checking account has no activity for 180 days, the account may be subject to a $10.00 per month fee.

No minimum deposit required to open.
ATM/Debit card available.
Unlimited check writing.

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