Real Estate Loans
First National Bank and Trust makes the home buying process smooth and stress free, whether you are buying your first home, stepping up to a larger home, or need to refinance your existing mortgage. At First National Bank and Trust we offer:
- Competititive Interest Rates
- Low Closing Costs
- Prompt, local loan approval
- Service In-House
Visit one of our convenient locations and check out the many advantages of a home loan from First National Bank and Trust.
We have loans to help finance the purchase or construction of your new home. Also, we can help you refinance your existing home, or consolidate other loans you may have. In addition to attractive rates and terms, our loans have low closing costs.
Home Equity Loans
You have worked hard for your home; now let it start working for you. The equity in your home may provide solutions to financing home improvements, cars and recreational vehicles, emergencies, education and vacation.
Considering remodeling your bathroom, finishing your basement, or adding a deck or landscaping? Let us help you make your house more like home. We make home improvements loans for any size project.
Home Construction Loans
First National Bank and Trust specializes in helping customers build their dream home. The construction loan program provides short-term financing for a specified period of construction. Upon completion, the bank will refinance the home for the long-term with the appropriate loan program.
First Time Home Buyers Loan Programs
First National Bank and Trust is a participating lender in the Kansas Housing Resources Commission’s and the Federal Home Loan Bank’s First Time Homebuyers Programs. If you have not owned a home in the last 3 years and you meet certain income guidelines, you may qualify for one of the programs.
All loans are subject to credit approval.
- RUSS BOWMAN MLO 706730
- L. KENT CULBERTSON III MLO 706742
- TIMOTHY VAN LAEYS MLO 706731
- BARRY YOXALL MLO 677176
- JASON LEE JOHNSON MLO 718089
- JACOB C HASKELL MLO 1134248
- RHONDA MILLER KOENIG MLO 1134255
- JULIE D WAGENBLAST MLO 1160466
Mortgage Loan Officers: